Investing for the Future

Investing for the Future

If you are a new Mom or Dad and want to insure your little one’s financial future consider investing in gold or silver. These metals hold value and are great investments for 2010. There are many sources available from which to choose the perfect metal investment for you and your new family member.

Some people invest in gold jewelry or coins while others tend to purchase silver. Silver is a bit cheaper to acquire but is still a very solid investment. You can purchase your baby a coin with his or her birth year as the year the coin was struck. Many people today are investing in gold or silver since they fear the value of the dollar is falling fast. Gold and silver tends to hold its value.

So if you have decided to invest in gold or silver do your homework. Don’t purchase something without doing a thorough investigation of the company you are investing from and ensure they are responsible and have a good consumer rating. Check with the Better Business Bureau in the state in which the company operates to ensure they are legal and dependable.

Don’t put it off – make that investment today in your child’s financial future. He will thank you for it.

Investing in the Future with Options

It seems like Pushy Financial Advisors are always talking about something called stock options, and yet it seems like these options are never well explained. The following are some basics of what you need to know about the most basic stock options.

A stock option is an investment tool that allows you to place “bets” on the price movement of a particular stock. You buy options based on where you think the stock is going in a specific period of time either up or down. You are buying the rights to buy or sell the stock at a particular price in the future.

This means for example that if a stock is trading at $8 per share today, and you believe it could be going to $12 per share in the next year or so, then you might by $10 call options. These kind of options are the ones you buy if you believe the stock is headed up. They are cheaper then buying the stock itself, and your potential profits are very high if you are right. However, if you are wrong then you stand to lose all of your money invested in those options.

Stock options are very risky and should only be traded when you have a full knowledge of what they mean.