The historic health reform law moves our nation toward a health care system that covers many more people, reforms the insurance industry, improves the quality of care, and curbs rising costs. The benefits and protections in the new law also lay a critical foundation for eliminating racial and ethnic health disparities and promoting health equity.
Communities of color stand to gain from the new health care law—both from those provisions that will affect all communities but have a disproportionate impact on communities of color and from those that are designed specifically to eliminate health disparities. We have selected a number of states to show how provisions in the new law will benefit their communities of color.
These fact sheets are being released September 15 through October 25, 2010.
Scam insurance plans often take advantage of consumers during economic downturns. Lately, so-called “associations” have been marketing phony health insurance plans. Before you buy insurance, make sure it is licensed in your state. To check on a policy, contact your state insurance department. You can find the phone number online on the website of the National Association of Insurance Commissioners. Just run your mouse over your state and a box will show you the name and contact information for your state’s commissioner. Also, check out healthcare.gov to learn about your insurance options.
For more information about scam health insurance plans, see the resources listed below:
Note: If you bought a policy through American Trade Association, Smart Data Solutions, or Serve America Assurance and you have outstanding claims, you should contact your own insurance department and also contact the liquidator. Although the deadline for filing timely claims with the liquidator has passed, you can still file a late claim (however, late filers are less likely to get their claims paid than timely claimants).
Timeline of State Actions against
American Trade Association, Smart Data Solutions, and Serve America Assurance